Accident and Health insurance

Protect the people who power your business

Your company is built on the people you employ. Protecting them against life’s unexpected ups and downs can make them feel more secure in their role, and help cover you against the potential financial impact on your business if they’re unable to work due to illness or injury.

Why choose us for accident and health insurance?

This helps to protect you financially against the effects of business interruption, staff absence and serious injury caused by accidents. It includes extra benefits to minimise the impact of an accident, from home alterations for the person affected, to consultant fees to protect your company’s reputation.

Business travel cover

This helps to protect employees for any accidents, medical emergencies or security incidents when overseas for work.

Optional sickness cover

This extra layer of protection covers employees up to the age of 65 against loss of sight, permanent total disablement by paralysis or temporary total disablement.

Exclusions to these covers do apply

Aviva Wellbeing Services

Looking after your people and investing in their wellbeing could lead to increased productivity, increased happiness and a healthier workforce.

Aviva provide services which support in three keys ways - mental, physical and financial:

Please see the Wellbeing Services Guide on how to access these services or for any policy coverage queries, please direct these to your Broker.

These services are available to our Group Personal Accident and Business Travel policy holders and their employees. Terms and conditions apply. 

Access to all these services are only permitted if you reside in the UK, the Channel Islands or the Isle of Man. This service is not available to Gibraltar, Ireland or overseas customers. 

Access to all these services are non-contractual benefits and can be changed or removed at any time.

Aviva's Line Manager Toolkit: Mental Health

Aviva's Line Manager Toolkit focuses on helping line managers support the mental health of their team.

This is a digital service that includes bite-sized video modules and downloadable materials, designed by clinicians, which aim to help line managers spot the warning signs of poor mental health. The Toolkit also helps line managers feel more confident in having supportive conversations with team members, so they can address issues before they become more serious.


Get Active

Welcome to your Get Active hub. Here you and your employees can get help with your wellbeing and fitness goals with savings on gyms, discounted lifestyle products and money-saving offers.

Access to discounted membership at over 3,500 gyms, health clubs, boot camps and yoga studios across the UK and Northern Ireland, including Channel Islands and Isle of Man.

Cancer Care with Get Active

Your employees will have access to discounted products and services that can help with the daily living adjustments a cancer diagnosis and treatment can bring as well as offers on services and experiences that may enhance quality time spent with family and close friends.

Wellbeing Library

Stress and worry can take a toll on wellbeing. The Wellbeing Library is an online library for both you as an employer and also for your employees. It's full of useful content, guides and tools on all kinds of situations; from family and relationships, money or work, mental or physical health conditions, we provide information to help.

Counselling service helpline

Employees of Aviva commercial customers have access to a confidential counselling helpline to help deal with personal issues such as bereavement, divorce and workplace bullying. Your employees can access a 24/7 confidential service to assist.

GCS Accident & Health Lead

Luke Powis
Luke leads a team of over 15 underwriters focusing on personal accident cover and business travel cover. Before he joined Aviva, Luke spent time in both South Africa and the UK leading teams with a focus on accident and health for a global carrier specialising in large multinational programmes and digitally distributed consumer and commercial products.

Multinational Capabilities

We can lead global insurance programmes worldwide through our Multinational Centre of Excellence (COE) and our partner network that covers more than 150 countries. We strive to provide a seamless, client-focused end-to-end service – creating controlled master programmes for corporate clients.

Our underwriting appetite

Our diverse underwriting appetite allows us to write more than you may think.

Learn more about our appetite