Crime​ insurance

Cover to help protect against financial loss from fraud

A business can be a victim of criminal activity at any time, regardless of its size or industry.
Because of the assumption that their systems are foolproof and employees are always well-intended, many businesses fail to recognise their vulnerabilities.

As such, fraud impacted 18%*of British companies from 2017 to 20201.

Why choose us for crime insurance?

Businesses committed to fraud risk management can rely on us for crime cover as a primary, excess or coinsured policy. Our clients operate in the majority of commercial sectors, including industrial, retail, professional and public.

Our dedicated underwriting team can help to ensure you have coverage when you need it most. Your policy includes*:

  • Custody and control
  • Client loss
  • Outsourced service provider crimes
  • Impairment of money or securities.

*Subject to exclusions and policy limits

What does the cover do?​

Crime cover helps to protect you against: 

  • Direct financial loss caused by theft, fraud or employee dishonesty
  • Fraud committed by third parties, including social engineering and mandate fraud. 

Because each client has specific requirements, we understand that one-size-fits-all solutions are rarely effective, which is why we tailor our solutions to your needs.


GCS Crime Lead

Jennifer Wells

Jennifer has over 25 years’ experience in the financial lines market. She leads a team of five experienced underwriters who, like her, specialise in crime. Together they underwrite UK and overseas risks on a primary and excess layer basis.

Our underwriting appetite

Our diverse underwriting appetite allows us to write more than you may think.

Learn more about our appetite


1 Contains public sector information licensed under the Open Government Licence v3.0.