Legal Indemnity insurance

A policy tailored to your needs

Considering the complexity of the legal indemnity market, a one-size-fits-all solution isn't always practical. That's why we tailor our solutions - we recognise that your cover needs are unique to your business, exposures, sector and situation. We'll work with you to identify your cover requirements.

Why choose us for Legal Indemnity insurance?

  • Our policies are designed specifically for the office, renewable energy, property, financial and legal sectors.
  • Our underwriters are happy to consider a variety of site-specific cover to suit your needs
  • You can choose from a broad variety of cover types, many of which are available pre and post-planning, which can offer protection to occupiers, developers, owners and lenders against known title defects which have been found within the property due diligence process.
  • The cover also reaches to defects that can't be found, to cover a range of risks such as rights to light, restrictive covenants and title to property.
  • We offer an estate distribution suite with unique products such as cover for missing beneficiaries, missing wills and unknown dependents.

What does the cover do?​

Our Legal Title Indemnity is a single premium insurance to help protect buyers, mortgage lenders and future property owners from legal disputes concerning the ownership, occupation and use development of land and buildings.

Our policies cover the owners of a property and their mortgage lenders for the legal costs of;

  • Defence
  • Enforcement action
  • Alternative solutions or reduction in market value if the defence is unsuccessful

Our Estate Distribution policies also protect personal representatives and beneficiaries of a deceased’s estate when there's uncertainty about whether the deceased left a will or a later will or whether all entitled beneficiaries under the deceased’s will or on intestacy have been identified and traced.

Bespoke commercial and development covers can include;

  • Abortive costs
  • Delay costs
  • Loss of business or rental income
  • Site restoration costs

GCS Legal Indemnities Lead

Martin Peek

Martin leads a team of 11 underwriters with 100 combined years' experience in the Legal Indemnities market. The team regularly writes policies with limits up to £150m and can consider cover in the UK and Poland.

Our underwriting appetite

Our diverse underwriting appetite allows us to write more than you may think.

Learn more about our appetite