Construction and latent defects insurance
Customised cover built around your requirements
Due to the diversity of construction businesses, any insurance policy must include exposures specific to your operation. As a result, our proposition is complemented by a latent defect risk solution that caters for the unique exposures faced by large construction projects.
Why choose us for construction and latent defects insurance?
- We can underwrite global construction projects (with exclusive London market capacity)
- We offer packages that combine cover for construction and operation, such as property, latent defects insurance and other specialist covers
- Our claims team is comprised of experienced construction specialists
What does the cover do?
Our products protect the construction industry against:
- Contractors’ all risks (CAR), erection all risks (EAR)
- Loss or damage to permanent and temporary works, and construction plant and machinery
- Delay in a Start-up following an indemnified event under the CAR/EAR
- Latent defects insurance (LDI) (can be considered for limited occupancies and territories)
Additional covers can be requested including:
- Third party liability cover
- Damage to existing property
GCS Construction & Latent Defects Lead
Sophie Hitchcock
Sophie has over 20 years of experience underwriting global construction across Works, DSU, TPL and Existing Structures. Having the capabilities to handle single projects of a variety of sizes including large complex risks through to Annuals and multinational placements for Contractors and Developers. Sophie leads a team of 10 underwriters based in London who provide a breadth of knowledge to support a wide client base on a global basis.
Multinational Capabilities
We can lead global insurance programmes worldwide through our London-based Multinational Hub and our partner network covering 170 global territories. We strive to provide a seamless, client-focused end-to-end service – creating controlled master programmes for corporate clients.
Our underwriting appetite
Our diverse underwriting appetite allows us to write more than you may think.
