Cover to help protect you against financial loss from fraud
Any business can be a victim of fraud, no matter how big or which industry they operate in. Most businesses believe they have a robust internal control framework in place and employ trustworthy staff. Because of this, many fail to recognise their vulnerabilities and admit the real risk that these controls can be manipulated by a motivated fraudster - either an employee or third-party. Our Crime policy can help to protect your business against financial loss caused by fraud or dishonesty.
Why choose us for Crime insurance?
We can offer crime insurance for a wide variety of commercial clients such as those from the industrial, retail, professional and public sectors. We can offer crime cover as a primary, excess or co-insured policy.
Our experienced underwriting team can help you to get the right cover in place and we understand that a one-size-fits-all solution may not always cater for your specific requirements, which is why we tailor our solutions to the needs of your business.
What does the cover do?
Our Crime policy can help to cover your business against*:
- loss of monies and / or goods due to theft, fraud or dishonesty by your employees
- loss due to theft, fraud or dishonesty by third parties including by social engineering means, for example:
- manipulation of your staff to release funds to fraudsters pretending to be senior management
- employees innocently acting on fraudulent instructions to change your suppliers’ bank account details
- costs you're liable for following fraudulent use of your telecommunication system or public utilities
- loss due to theft, fraud or dishonesty by Outsourced Service Providers to which you have entrusted your monies / securities or insured property
- costs and expenses relating to mitigation, investigation or defence of a loss.
*Subject to exclusions and policy limits
GCS Crime Lead
Daisy Laskey
Daisy leads a team of underwriters focusing on the Management Liability & Crime class of business including D&O, Crime, ML, PTL, EPL and POSI across London and the UK. She has over 17 years’ experience in the Financial Lines space having worked in both Management Liability and Financial Institution classes of business at large global insurers.
Our underwriting appetite
Our diverse underwriting appetite allows us to write more than you may think.